Call Us 336-227-0154 ☰ ˟
Logo
Call Us 336-227-0154
  • Home
  • Our Agency
    • About The Peterson AgencyImage of right arrow
      • Employee Directory
      • Our Location
      • Mission Statement
      • Testimonials
    • Our Providers
  • Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Accident Forgiveness
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Disability Insurance
      • Group Life Insurance
      • Individual Life Insurance
      • Long Term Care
      • Mortgage Protection
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
      • Recreational Vehicle Insurance
    • Other Personal Insurance
  • Business
    • Business InsuranceImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Farm InsuranceImage of right arrow
      • Equine Insurance
      • Crop Insurance
      • Farm Auto Insurance
      • Farm Dwelling Insurance
      • Farm Equipment Insurance
      • Farm Liability Insurance
      • Farm Livestock Insurance
      • Farm Owners Insurance
      • Farm Structures Insurance
      • Farm Umbrella Insurance
    • Employee BenefitsImage of right arrow
      • Employer-Sponsored Retirement
      • Retirement Planning
      • Retiree Health Coverage
      • Group Benefits
      • Group Disability Insurance
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
      • Voluntary Benefits
      • Business Life Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Cargo Insurance and Freight Insurance
      • Car Dealership Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Contractors Insurance
      • Consulting Firm Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Educational Facility Insurance
      • Fleet Insurance
      • Food Truck Insurance
      • Financial Institution Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Limousine Services Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Religious Institutions
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Specialty Trade Contractors Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Tractor Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Business & CommercialImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
      • Commercial Umbrella Insurance Quote
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • Contact Us
    • Contact Us
    • Main Office
    • Durham Office
    • Goldsboro Office
Home > Products > Auto Insurance | Car Insurance | Free Quotes - North Carolina

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Request ID Card for Auto Policy

Auto Insurance Information

Any time you get behind the wheel, you face the risk of having an accident or experiencing any number of other dangerous hazards. No matter how safe of a driver you strive to be, you simply cannot eliminate the risk of something going wrong. Rather than leaving yourself exposed to the ramifications of these accidents, why not rest assured that the benefits provided by your auto insurance will be there to help you get on with your life.

The Peterson Agency is committed to helping all North Carolina drivers get the auto insurance benefits that are perfect for them. All of our carrier partners offer affordable benefits that are in full compliance with state insurance laws, and we’ll work with you to tailor your benefits to your advantage.

To get your policy, call us at(336) 227-0154 or request your free, no-obligationquote now!

Common Auto Insurance Questions

How Does Auto Insurance Work?

Owning an operating a car is risky. This is a heavy, expensive piece of machinery, and it travels at high speeds on roadways that countless other drivers use. There is no guarantee that you’ll be able to avoid every accident, and if a problem ever does arise, then the costs of repairing your vehicle, covering your injury costs and settling any legal business might be very expensive.

As long as you have auto insurance in place, you’ll have financial assistance available that can significantly lessen the strain that an unexpected vehicle issue puts on your own wallet. That way, you’ll be able to move on from an unexpected problem without having to worry about how you’ll afford it.

What Auto Insurance Do I Need?

The average auto insurance policy offers numerous benefits, including:

  • Liability Insurance: When an accident is deemed your fault, this coverage help you pay for the damage you do to others (such as other drivers) who weren’t in the car with you.

  • Bodily Injury Liability Coverage: This plan pays for third-party medical bills and sometimes for death benefits.

  • Property Damage Liability Coverage: This pays for damage to the other party’s property.

  • Collision Insurance: This covers damage to your own vehicle that you sustained in a wreck.

  • Comprehensive Insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.

  • Medical Payments Coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, like lost income.

  • Uninsured/underinsured Insurance: This insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.

  

To make your plan more specific, you can invest in numerous other perks like:

  • Roadside Assistance

  • Rental Car Reimbursement

  • Custom Parts Coverage

  • Replacement Cost Vehicle Coverage

  • Vanishing Deductibles

  • Gap Insurance

 

Is Auto Insurance Required in North Carolina?

North Carolina law makes auto insurance coverage mandatory for all drivers. All drivers must carry at least the following coverage:

  • $30,000 Bodily Injury (BI) Liability Coverage per person

  • $60,000 Bodily Injury Liability Coverage per accident

  • $25,000 Property Damage (PD) Liability Coverage

  • $30,000 Uninsured Motorist (UM) Bodily Injury Coverage per person

  • $60,000 UninsuredMotorist Bodily Injury Coverage per accident

  • $25,000 Uninsured Motorist Property Damage Coverage

  

Please note, if you plan to buy more than just the minimum BI liability insurance limits require by law, your UM coverage will also include underinsured motorist (UIM) bodily injury coverage. It is highly recommended that all drivers carry higher coverage than just the minimum required limits.

When Do I Need To Get Auto Insurance?

You need auto insurance from the moment you become a driver. If you move, buy a new vehicle, update your vehicle registration or make other significant life changes, then you will need toupdate your policy appropriately.

No matter where you are in your life, and no matter what your auto insurance needs, our committed team of agents will be there to help you always have the optimized benefits. That way, you will be able to hit the road knowing that you are protected.

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Refer A Friend| Blog| About Us| Contact
Main Office
257 S. Graham-Hopedale Rd. | Burlington, NC 27217

Phone: 336-227-0154 | Fax: 336-228-1736

Durham Office
1822 ENC 54 Hwy, Suite 150 | Durham, NC 27713

Phone: 919-489-3737 | Fax: 919-474-9630

Goldsboro Office
413 Royall Ave. | Goldsboro, NC 27534

Phone: 919-580-0079 | Fax: 919-288-1017
Social Social Social
Logo Logo Logo Logo
Logo

Powered by Insurance Website Builder