Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Homeowners Insurance Information
Insuring your home will require forethought, time investment and attention to detail. After all, your property is a significant and unique investment, and one that you deserve to be able to protect in the event of unexpected problems. Just one accident could put you on the line for significant recovery costs, but with quality, customized homeowners insurance, you’ll be able to afford the costs of recovery that will help you rebuild your life.
The Peterson Agency is committed to helping all North Carolina homeowners get the home insurance benefits that are perfect for them. All of our carrier partners offer affordable benefits that are in full compliance with state insurance laws, and we’ll work with you to tailor your benefits to your advantage.
To get your policy, call us at (336) 227-0154 or request your free, no-obligation quote now!
Common Home Insurance Questions
Why Is It Important to Have Home Insurance?
It costs money to buy a home and maintain it over the years. You don’t want to see anything wipe out everything you have worked hard to build. Still, you cannot prevent the fact that sometimes accidents will happen.
Whether it be a house fire, severe weather, break-in or lawsuit brought by someone who claims you harmed them, the financial ramifications of these problems could be severe. As long as you have homeowners insurance in place, you’ll be able to pick up the pieces of these problems and move on with your life, without facing a massive blow to you’re your own financial security.
How Much Home Insurance Do I Need?
Though all home insurance policies vary, most offer several standard benefits, including:
Structure Protection: This insures your house in the event of damage from fires, weather, theft, vandalism or other hazards.
Detached Structures Coverage: Other buildings on your property – such as fences, carports, gazebos and detached garages - will have coverage.
Possessions Insurance: This pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems.
Liability Coverage: If you accidentally harm someone or damage their property, you can use this coverage to repay them. Coverage will often apply to incidents both on and off your property.
Additional Living Expense Protection: Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills.
Still, because you have toinsure the unique assets and liabilities associated with your home, you’ll usually need specialty coverage endorsements and supplementary plans, such as:
When Is Home Insurance Required?
Homeowners insurance is required by most mortgage lenders if you plan to finance your purchase of a home. The good news is that we can insure homes of all shapes and sizes, including condominiums, high-value homes, mobile homes, manufactured homes and rental properties.
Our commitment is to helping our clients get customized, personalized and budget-friendly policies. We will work hand in hand with you to make certain that you maximize your coverage in ways that will keep you safe against any number of challenging events.