Call Us 336-227-0154 ☰ ˟
Logo
Call Us 336-227-0154
  • Home
  • Our Agency
    • About The Peterson AgencyImage of right arrow
      • Employee Directory
      • Our Location
      • Mission Statement
      • Testimonials
    • Our Providers
  • Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Accident Forgiveness
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Disability Insurance
      • Group Life Insurance
      • Individual Life Insurance
      • Long Term Care
      • Mortgage Protection
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
      • Recreational Vehicle Insurance
    • Other Personal Insurance
  • Business
    • Business InsuranceImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Farm InsuranceImage of right arrow
      • Equine Insurance
      • Crop Insurance
      • Farm Auto Insurance
      • Farm Dwelling Insurance
      • Farm Equipment Insurance
      • Farm Liability Insurance
      • Farm Livestock Insurance
      • Farm Owners Insurance
      • Farm Structures Insurance
      • Farm Umbrella Insurance
    • Employee BenefitsImage of right arrow
      • Employer-Sponsored Retirement
      • Retirement Planning
      • Retiree Health Coverage
      • Group Benefits
      • Group Disability Insurance
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
      • Voluntary Benefits
      • Business Life Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Cargo Insurance and Freight Insurance
      • Car Dealership Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Contractors Insurance
      • Consulting Firm Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Educational Facility Insurance
      • Fleet Insurance
      • Food Truck Insurance
      • Financial Institution Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Limousine Services Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Religious Institutions
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Specialty Trade Contractors Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Tractor Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Business & CommercialImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
      • Commercial Umbrella Insurance Quote
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • Contact Us
    • Contact Us
    • Main Office
    • Durham Office
    • Goldsboro Office

Workers Compensation


Workers Compensation Information

Workers’ Compensation Insurance in North Carolina

No job is without its occupational liabilities, and at times any employee could get hurt just when they’re trying to do their job. As a result, they might face significant personal losses that might threaten them with financial insecurity. It’s at this point that their employer should be able to step in to provide workers’ compensation benefits.  

Workers’ compensation insurance is not something that any business should be without if they want a strong risk management strategy. Let The Peterson Agency help you find the policy that will be customized for your company’s unique needs.  

Call us today at 336-227-0154 or request your free policy quote online to learn more!  

Common Workers Compensation Insurance Questions

 

What is Workers Compensation Insurance Coverage?  

When someone sustains an occupational injury, they could face significant personal challenges, such as:  

  • Medical bills caused by emergency treatment and ongoing care

  • Temporary or permanent disabilities that require rehabilitation and maintenance

  • Lost income resulting from their inability to continue to work


All these challenges could create a lot of financial insecurity for the victim. Because the injury occurred on the employer’s time, then it is the employer’s workers compensation insurance that can provide the necessary financial assistance.  

Who Does Workers Compensation Insurance Cover?  

Workers compensation insurance has two primary objectives:  

  • Having a policy frees the employer from liability for employee accidents in most cases. By agreeing to take workers compensation benefits, the employee waives the right to sue the employer over their injury, except in certain circumstances.

  • The employee will be able to use their workers compensation benefits as supplementary income throughout their recovery period. Benefits will help replace the money lost from their inability to work in their normal capacity.


When Is Workers Compensation Insurance Required?  

All employers in North Carolina must carry workers compensation insurance, with limited exceptions. Both full- and part-time employees qualify for coverage.  

How Does Workers Compensation Insurance Work?  

There are numerous injuries that might qualify an employee for workers compensation, including:  

  • Slip-and-fall injuries

  • Burns

  • Injuries sustained in vehicle accidents

  • Machinery injuries

  • Repetitive motion injuries

  • Toxic exposure injuries

  • Chronic illnesses sustained from the working environment

  • Hearing loss


Depending on the employee’s qualifications for coverage, workers compensation might provide:

  • Income assistance

  • Medical benefits

  • Vocational rehabilitation

  • Death benefits (provided to survivors if the employee dies in a workplace accident)


The employee must receive verification of their injury from a physician (of their choice) and file the appropriate documentation with their workers’ compensation claim. At this time, the insurer will follow North Carolina’s workers’ compensation guidelines to determine both the value of benefits and the length of time for which the recipient will qualify for assistance. 
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Refer A Friend| Blog| About Us| Contact
Main Office
257 S. Graham-Hopedale Rd. | Burlington, NC 27217

Phone: 336-227-0154 | Fax: 336-228-1736

Durham Office
1822 ENC 54 Hwy, Suite 150 | Durham, NC 27713

Phone: 919-489-3737 | Fax: 919-474-9630

Goldsboro Office
413 Royall Ave. | Goldsboro, NC 27534

Phone: 919-580-0079 | Fax: 919-288-1017
Social Social Social
Logo Logo Logo Logo
Logo

Powered by Insurance Website Builder